Hometown Checking

• (Personal Accounts Only)
• $50.00 minimum balance to open account.
• Maintaining a minimum balance of $200.00 or more, service charge waived.
• If the daily account balance falls below $200.00, a $5.00 monthly service charge will apply.
• Account statement mailed to customers at the end of each month.
• Non-Interest bearing account.

Senior/student Checking

• (Available to customers age 65 and over)
• (Students under 18 years of age must have a parent co-sign)
• No service charges.
• Free orders of basic style checks.
• Minimum opening balance $50.00
• Account statement mailed to customers at the end of each month.
• Non-Interest bearing account.

NOW Account

• Variable Interest Rate.
• Minimum opening balance - $1,000.00.
• If daily minimum balance falls below $1,000.00, a monthly service charge of $6.00 per month and no interest paid will apply.
• Make Unlimited deposits
• Account statement mailed to customers at the end of each month.

Business Checking

• Minimum opening balance - $100.00
• * Each check or debit $ .15
• * Each deposit $ .15
• * Each check in a deposit $ .08
• * Monthly maintenance fee $ 6.00
• Account statement mailed to customers at the end of each month.
• Monthly Business Credit
  .10 cents per hundred dollars of month's low balance, (not to exceed monthly service charge). If an account has no activity, no monthly charge will be assessed.
• Non-Interest bearing account.